Frequently Asked Question

Is there Agent's fee?

No. There is no agency fee payable by buyers. 100% Totally Free.

Other Than no Agency fee, Our Team will Render all assistance & LIFETIME after-sales service to you.
All for FREE From Start to the Finish.

( Standard Duration from purchase until move in will takes 4 months to 3 Years depending on construction stages of the Property. )

New Condo Purchase Breakdown

As Updated From July 2018

25% Minimum Down-payment
( Consists of Cash & CPF OA Usable)

*75% Highest Loan Applicable
( *Loan amount will be in consideration of Age of buyer & Income Assessment )
( *Maximum Loan Tenure Capped at 30 years OR Buyer's age of 65 Years Old )

Buyer's Stamp Duty Profile
( Check Our FAQ on Stamp Duty Payable )

Example: Price of $1,000,000

[$250,000]
25% Minimum Down-payment
( Consists of Cash & CPF OA Usable)

[$750,000]
*75% Highest Loan Applicable
Monthly Installment @ [$2,588]
( Monthly Salary's CPF can be Used to Service Loan )
( *Loan amount will be in consideration of Age of buyer & Income Assessment )
( *Maximum Loan Tenure Capped at 30 years OR Buyer's age of 65 Years Old )

Buyer's Stamp Duty Profile
( Check Our FAQ on Stamp Duty Payable Table )

New Condo Purchase Timeline Stages

New Condo Purchase Timeline

Buyer's Stamp Duty

Latest Buyer's stamp duty & Additional Buyer's Stamp Duty Policy Implemented Dec 2021

New Condo Progression Payment

Latest New Condo Progression Payments July 2018

When Can I Sell? Seller Stamp Duty?

Latest Seller's Stamp Duty Table Mar 2017

CPF Usage Restriction For Second Property

CPF Restriction for Second Property Purchase

CPF Minimum Sum up to 2022

Countries exempted from ABSD

Countries Exempted From ABSD Under Free Trade Agreement

ABSD Refund For Married SG or SG/PR Family Only

Refund of ABSD For Married Singaporean/PR Family

Common Abbreviations of Property Purchase

Common Abbreviations of Property Purchase

OTP - Option to Purchase
S & P - Sales and Purchase Agreement
BSD - Buyer's Stamp Duty
ABSD - Additional Buyer's Stamp Duty
SSD - Seller's Stamp Duty
TOP - Temporary Occupation Permit
CSC - Certificate of Completion
LTV - Loan to Value
TDSR - Total Debt Servicing Ratio
MSR - Mortgage Servicing Ratio
Tenure - Loan period of Years
CCR - Core Central Region of Singapore
RCR - Rest of Central Region Singapore
OCR - Outside Central Region Singapore
AV - Annual Value of Property
BUC - Building Under Construction
MCST - Management Corporation Strata Title
Caveat - A caveat is usually lodged by the purchaser to protect his/her interest soon after an option to purchase a property is exercised or a sale/purchase agreement is signed.

*Call Us for In-depth Explanation of each Terms